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Housing Bubble… Housing Collapse

“What caused the housing market collapse?”   The Restivo Team was asked that by a group of FIU students researching the real estate market in South Florida. A bit of this … a bit of that …    Did it have something to do with Hurricane...

Buying a Home … The Down Payment

The biggest upfront cost in purchasing a home is the down payment. Traditional lenders typically expect borrowers to put at least 20% of a loans total amount down. If a borrower is unable to do that, they are required to purchase Private Mortgage Insurance (PMI),...

Things to Keep in Mind When Getting a Loan

Applying for a loan can seem like a daunting task. Use these tips as a starting point and make it easier to understand what you’re getting yourself into.   You should ask your lending institution for a list of its current mortgage rates. Also ask the lender...
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