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Buying a Home … The Down Payment

The biggest upfront cost in purchasing a home is the down payment. Traditional lenders typically expect borrowers to put at least 20% of a loans total amount down. If a borrower is unable to do that, they are required to purchase Private Mortgage Insurance (PMI),...

What is Title Insurance?

When buying a home, you want a title insurance policy. It’s the best way to protect yourself against title defects that have occured in the past. Some of the past issues may not appear until after you’ve taken ownership of the home. Before a title policy...
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