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The day has finally arrived…it’s CLOSING DAY! Closing is the legal transfer of ownership from seller to buyer. It’s a formal meeting that most of the parties involved in the deal with attend. Closings are usually held at the title company or...

Getting An Appraisal

You have an executed contract on the home of your dreams. You’ve determined that there are no defects on title and you have done inspections amd resolved anything that came out of that process. Now it’s time to order an appraisal. The appraisal is an...

Buying a Home … The Down Payment

The biggest upfront cost in purchasing a home is the down payment. Traditional lenders typically expect borrowers to put at least 20% of a loans total amount down. If a borrower is unable to do that, they are required to purchase Private Mortgage Insurance (PMI),...

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