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Applying for a loan? Quick overview of the loan process

Thinking about moving?   To simplify the process,  talk with your Realtor, and your Loan Officer before you start house-hunting  …  and get pre-approved for a loan before falling in love with a property … or making an offer. Once you have an accepted offer...

Refinancing in a Nutshell

By refinancing your loan, you can lower your monthly payments.  In order to be eligible to refinance you must be current in your payments, and cannot be underwater… and you need to have excellent credit.  Whether you go through your existing lender or elsewhere,...
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