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Refinancing in a Nutshell

By refinancing your loan, you can lower your monthly payments.  In order to be eligible to refinance you must be current in your payments, and cannot be underwater… and you need to have excellent credit.  Whether you go through your existing lender or elsewhere,...

“Deed For Lease” – Alternative to Foreclosure

  As an alternative to foreclosure,  Fannie Mae will now (as of November 2009) allow homeowners (who qualify!) to remain in their homes,  renting,  as tenants… for a year.    Month by month extensions are an option (although not  guaranteed) after the first...
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